Self-driving cars are now a reality and I, Jason Galanis, wonder what a colossal impact the may have on our lives here very shortly.
In a future where cars drive us, individuals read daily papers again and ladies in red lipstick drive colossal SUVs, what will spare us from ourselves? Are self driving cars a risk or are they something that can actually help us through what we need them to do, or are we going to be better off if we can drive the cars on our own? What will the insurance for these look like, and will you need special coverage in order to get what you need in order to stay safe in a self-driving vehicle?
There are, of course, a number of companies that are out there that are starting to ask these questions as well. One of the most amusing things that has come out of this is a commercial from a Dutch insurance company, where they ask “what will save us from ourselves?” once the self driving car becomes the standard instead of an oddity. You’ll have to check out the commercial to see exactly how witty they were with the whole thing, but it’s something that we all need to think about when it comes to this whole movement in technology.
It does raise the inquiry of how human drivers will respond to these cars. If they have been designed to drive safely, can humans interfere with that at all or are you stuck at the mercy of the self driving vehicle while you are in it? All the more essentially, by what means will they affect protection claims and premiums? If, for some reason, you ended up in an accident with another vehicle while in the self-driving vehicle, would the maker have the capacity to influence information against you in court, faulting everything for human error instead of the way that the car was made? All of these things are important to think about.